A financial education series dedicated to closing the racial wealth gap by encouraging healthy conversations about financial wellness. Articles in this series appear as part of a strategic partnership between JPMorgan Chase and The 番茄社区app.

8 Basic Steps for Building a聽Budget

Budgeting can be a useful tool to help you reach your financial goals. A budget can help you keep track of your spending, avoid and get out of debt, limit overspending, pay bills on time,聽and build savings habits.